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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,715 | $59,111+21.3% | $86,451-17.0% | $68,490+4.7% |
| Participation rate | 62.5% | 75.2%-12.7pp | 80.3%-17.8pp | 67.9%-5.4pp |
| Annual return | -13.91% | -0.22%-13.7pp | 4398.51%-4412.4pp | -7.85%-6.1pp |
| Employer contribution / active EE | $3,142 | $2,519+24.7% | $3,770-16.7% | $2,597+21.0% |
| Participant deferral / active EE | $4,529 | $5,900-23.2% | $6,953-34.9% | $4,028+12.4% |
| Admin fee / account holder | $726 | $5,640-87.1% | $6,734-89.2% | $5,403-86.6% |