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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,660 | $51,638-46.4% | $129,406-78.6% | $80,959-65.8% |
| Participation rate | 65.5% | 56.9%+8.6pp | 69.6%-4.1pp | 67.7%-2.2pp |
| Annual return | 12.05% | 20.78%-8.7pp | 9468.18%-9456.1pp | 35.67%-23.6pp |
| Employer contribution / active EE | $2,113 | $1,584+33.5% | $4,155-49.1% | $2,757-23.4% |
| Participant deferral / active EE | $3,534 | $2,670+32.4% | $4,167-15.2% | $4,300-17.8% |
| Admin fee / account holder | $10,868 | $4,313+152.0% | $7,689+41.4% | $6,925+56.9% |