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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,437 | $90,691-0.3% | $76,119+18.8% | $145,884-38.0% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.1%-29.1pp | 80.3%-40.3pp |
| Annual return | 17.38% | 624.52%-607.1pp | 361.25%-343.9pp | 551.85%-534.5pp |
| Employer contribution / active EE | $591 | $3,329-82.2% | $2,693-78.0% | $4,662-87.3% |
| Participant deferral / active EE | $1,819 | $5,167-64.8% | $4,259-57.3% | $6,690-72.8% |
| Admin fee / account holder | $549 | $8,383-93.4% | $6,421-91.4% | $13,392-95.9% |