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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,111 | $85,766+14.4% | $136,298-28.0% | $70,126+39.9% |
| Participation rate | 50.9% | 74.2%-23.2pp | 81.9%-31.0pp | 69.5%-18.6pp |
| Annual return | 18.27% | 31.46%-13.2pp | 5156.27%-5138.0pp | 73.15%-54.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $8,519 | $5,051+68.7% | $6,247+36.4% | $3,332+155.7% |
| Admin fee / account holder | $6,715 | $5,421+23.9% | $9,244-27.4% | $4,645+44.5% |