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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,654 | $93,617+1.1% | $135,982-30.4% | $75,177+25.9% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.6pp | 67.2%+21.3pp |
| Annual return | 13.06% | 30.89%-17.8pp | 68.32%-55.3pp | 160.75%-147.7pp |
| Employer contribution / active EE | $3,791 | $3,538+7.2% | $4,859-22.0% | $2,671+41.9% |
| Participant deferral / active EE | $12,924 | $6,406+101.7% | $7,760+66.5% | $4,126+213.2% |
| Admin fee / account holder | $15,825 | $6,980+126.7% | $10,767+47.0% | $5,651+180.0% |