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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,189 | $100,073+157.0% | $85,126+202.1% | $145,877+76.3% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 17.34% | 84.11%-66.8pp | 66.63%-49.3pp | 551.28%-533.9pp |
| Employer contribution / active EE | $6,587 | $3,236+103.5% | $2,731+141.2% | $4,663+41.3% |
| Participant deferral / active EE | $9,208 | $5,294+73.9% | $4,523+103.6% | $6,691+37.6% |
| Admin fee / account holder | $5,853 | $7,261-19.4% | $6,160-5.0% | $13,402-56.3% |