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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,768 | $101,063+12.6% | $81,473+39.6% | $147,586-22.9% |
| Participation rate | 90.9% | 74.5%+16.5pp | 68.0%+23.0pp | 82.8%+8.1pp |
| Annual return | 20.09% | 32.41%-12.3pp | 38.78%-18.7pp | 578.59%-558.5pp |
| Employer contribution / active EE | $6,256 | $3,206+95.2% | $2,568+143.6% | $4,876+28.3% |
| Participant deferral / active EE | $6,466 | $4,242+52.4% | $3,537+82.8% | $5,439+18.9% |
| Admin fee / account holder | $6,259 | $5,812+7.7% | $4,561+37.2% | $10,886-42.5% |