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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,179 | $104,953+25.9% | $84,637+56.2% | $152,909-13.6% |
| Participation rate | 86.4% | 74.8%+11.5pp | 68.2%+18.1pp | 82.5%+3.9pp |
| Annual return | 23.76% | 373.94%-350.2pp | 258.82%-235.1pp | 345.46%-321.7pp |
| Employer contribution / active EE | $6,112 | $3,304+85.0% | $2,653+130.4% | $4,764+28.3% |
| Participant deferral / active EE | $6,999 | $4,691+49.2% | $3,900+79.5% | $5,851+19.6% |
| Admin fee / account holder | $1,476 | $6,244-76.4% | $4,914-70.0% | $11,601-87.3% |