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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,485 | $93,598-24.7% | $135,974-48.2% | $75,173-6.2% |
| Participation rate | 50.0% | 75.2%-25.2pp | 81.9%-31.9pp | 67.2%-17.2pp |
| Annual return | 22.87% | 30.89%-8.0pp | 68.30%-45.4pp | 160.72%-137.9pp |
| Employer contribution / active EE | $2,065 | $3,538-41.6% | $4,859-57.5% | $2,671-22.7% |
| Participant deferral / active EE | $4,807 | $6,405-24.9% | $7,760-38.0% | $4,126+16.5% |
| Admin fee / account holder | $4,032 | $6,978-42.2% | $10,767-62.5% | $5,651-28.6% |