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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,050 | $89,367-54.1% | $141,191-70.9% | $72,975-43.7% |
| Participation rate | 44.8% | 75.1%-30.4pp | 82.5%-37.7pp | 69.5%-24.7pp |
| Annual return | 23.22% | 111.87%-88.6pp | 71.41%-48.2pp | 81.01%-57.8pp |
| Employer contribution / active EE | $1,416 | $3,115-54.5% | $4,736-70.1% | $2,440-42.0% |
| Participant deferral / active EE | $2,749 | $5,419-49.3% | $6,710-59.0% | $3,608-23.8% |
| Admin fee / account holder | $5,945 | $5,957-0.2% | $10,264-42.1% | $5,124+16.0% |