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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,143 | $57,541+110.5% | $95,759+26.5% | $75,177+61.1% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 18.14% | 34.93%-16.8pp | 28.42%-10.3pp | 160.75%-142.6pp |
| Employer contribution / active EE | $8,477 | $1,808+368.9% | $2,836+198.9% | $2,671+217.4% |
| Participant deferral / active EE | $6,611 | $3,074+115.1% | $4,244+55.8% | $4,126+60.2% |
| Admin fee / account holder | $1,338 | $4,099-67.3% | $5,678-76.4% | $5,651-76.3% |