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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,137 | $63,861+27.1% | $104,639-22.5% | $79,856+1.6% |
| Participation rate | 96.6% | 64.9%+31.6pp | 74.1%+22.5pp | 69.6%+26.9pp |
| Annual return | 14.59% | 21.30%-6.7pp | 340.67%-326.1pp | 31.71%-17.1pp |
| Employer contribution / active EE | $1,617 | $1,588+1.8% | $2,682-39.7% | $2,471-34.5% |
| Participant deferral / active EE | $5,649 | $2,693+109.7% | $3,738+51.1% | $3,741+51.0% |
| Admin fee / account holder | $1,774 | $4,185-57.6% | $6,465-72.6% | $5,306-66.6% |