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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,541 | $53,596+20.4% | $90,657-28.8% | $64,173+0.6% |
| Participation rate | 86.2% | 64.5%+21.7pp | 74.0%+12.2pp | 69.6%+16.6pp |
| Annual return | -9.96% | 4.41%-14.4pp | 1.89%-11.8pp | 7.63%-17.6pp |
| Employer contribution / active EE | $3,448 | $1,503+129.4% | $2,532+36.2% | $2,381+44.8% |
| Participant deferral / active EE | $4,964 | $2,459+101.9% | $3,424+44.9% | $3,470+43.1% |
| Admin fee / account holder | $27,395 | $3,868+608.3% | $4,994+448.5% | $4,887+460.5% |