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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,150 | $83,843-9.2% | $123,973-38.6% | $65,306+16.6% |
| Participation rate | 54.0% | 56.0%-2.0pp | 76.7%-22.7pp | 57.7%-3.7pp |
| Annual return | 11.18% | 19.87%-8.7pp | 388.13%-377.0pp | 21.94%-10.8pp |
| Employer contribution / active EE | $4,087 | $2,873+42.2% | $4,126-0.9% | $1,967+107.7% |
| Participant deferral / active EE | $1,558 | $2,997-48.0% | $5,247-70.3% | $2,959-47.3% |
| Admin fee / account holder | $18,546 | $4,735+291.7% | $11,799+57.2% | $3,480+433.0% |