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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,290 | $78,682+0.8% | $109,188-27.4% | $85,851-7.6% |
| Participation rate | 97.8% | 68.3%+29.6pp | 75.9%+22.0pp | 69.3%+28.5pp |
| Annual return | 12.51% | 25.09%-12.6pp | 25.76%-13.2pp | 318.63%-306.1pp |
| Employer contribution / active EE | $8,105 | $2,734+196.5% | $3,723+117.7% | $2,565+215.9% |
| Participant deferral / active EE | $2,258 | $3,468-34.9% | $4,654-51.5% | $3,952-42.9% |
| Admin fee / account holder | $0 | $5,470-100.0% | $6,755-100.0% | $6,261-100.0% |