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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,273 | $63,114-7.7% | $92,915-37.3% | $65,186-10.6% |
| Participation rate | 100.0% | 68.8%+31.2pp | 76.0%+24.0pp | 70.2%+29.8pp |
| Annual return | 10049.68% | 28.75%+10020.9pp | 109.45%+9940.2pp | 29.39%+10020.3pp |
| Employer contribution / active EE | $6,275 | $2,571+144.1% | $3,653+71.8% | $2,177+188.3% |
| Participant deferral / active EE | $1,387 | $3,108-55.4% | $4,238-67.3% | $3,514-60.5% |
| Admin fee / account holder | $0 | $624-100.0% | $5,796-100.0% | $847-100.0% |