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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,764 | $73,787-89.5% | $98,716-92.1% | $82,448-90.6% |
| Participation rate | 91.5% | 61.4%+30.1pp | 69.3%+22.2pp | 68.1%+23.4pp |
| Annual return | 17.39% | 18.57%-1.2pp | 31.81%-14.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $711 | $1,511-53.0% | $2,279-68.8% | $2,551-72.1% |
| Participant deferral / active EE | $2,165 | $3,081-29.7% | $4,048-46.5% | $4,139-47.7% |
| Admin fee / account holder | $316 | $6,500-95.1% | $8,703-96.4% | $7,234-95.6% |