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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,764 | $74,535-89.6% | $100,712-92.3% | $82,637-90.6% |
| Participation rate | 91.5% | 61.2%+30.3pp | 69.3%+22.2pp | 68.1%+23.4pp |
| Annual return | 17.39% | 18.92%-1.5pp | 33.27%-15.9pp | 53.51%-36.1pp |
| Employer contribution / active EE | $711 | $1,503-52.7% | $2,313-69.3% | $2,552-72.2% |
| Participant deferral / active EE | $2,165 | $3,074-29.6% | $4,085-47.0% | $4,126-47.5% |
| Admin fee / account holder | $316 | $6,576-95.2% | $9,256-96.6% | $7,339-95.7% |