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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,050 | $131,835+0.2% | $108,582+21.6% | $273,972-51.8% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.6%-17.1pp | 83.0%-20.5pp |
| Annual return | 14.85% | -91.57%+106.4pp | -51.70%+66.5pp | 41.46%-26.6pp |
| Employer contribution / active EE | $6,570 | $4,913+33.7% | $3,758+74.8% | $4,869+34.9% |
| Participant deferral / active EE | $0 | $5,127-100.0% | $4,311-100.0% | $5,287-100.0% |
| Admin fee / account holder | $5,374 | $10,253-47.6% | $7,645-29.7% | $10,133-47.0% |