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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,146 | $166,242+86.0% | $165,071+87.3% | $145,884+111.9% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 13.39% | 100.44%-87.1pp | 70.17%-56.8pp | 551.85%-538.5pp |
| Employer contribution / active EE | $864 | $5,283-83.6% | $4,347-80.1% | $4,662-81.5% |
| Participant deferral / active EE | $2,649 | $6,964-62.0% | $6,035-56.1% | $6,690-60.4% |
| Admin fee / account holder | $0 | $16,658-100.0% | $12,695-100.0% | $13,392-100.0% |