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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,843 | $122,962+25.9% | $71,585+116.3% | $138,895+11.5% |
| Participation rate | 50.0% | 68.9%-18.9pp | 68.2%-18.2pp | 79.9%-29.9pp |
| Annual return | 6.41% | 37.84%-31.4pp | 59.26%-52.8pp | 145.39%-139.0pp |
| Employer contribution / active EE | $1,000 | $2,620-61.8% | $1,669-40.1% | $4,194-76.2% |
| Participant deferral / active EE | $4,000 | $4,311-7.2% | $2,923+36.8% | $6,396-37.5% |
| Admin fee / account holder | $117 | $6,488-98.2% | $4,712-97.5% | $12,562-99.1% |