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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,492 | $115,866-21.9% | $65,328+38.5% | $139,456-35.1% |
| Participation rate | 50.0% | 67.8%-17.8pp | 64.9%-14.9pp | 80.3%-30.3pp |
| Annual return | 11.02% | 31.21%-20.2pp | 47.39%-36.4pp | 373.45%-362.4pp |
| Employer contribution / active EE | $10,910 | $2,600+319.6% | $1,692+544.8% | $4,753+129.6% |
| Participant deferral / active EE | $1,019 | $4,242-76.0% | $2,832-64.0% | $6,711-84.8% |
| Admin fee / account holder | $0 | $6,705-100.0% | $4,116-100.0% | $11,407-100.0% |