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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,576 | $160,040+36.6% | $147,096+48.6% | $145,877+49.8% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 22.13% | 98.49%-76.4pp | 419.75%-397.6pp | 551.28%-529.1pp |
| Employer contribution / active EE | $3,906 | $5,289-26.2% | $4,936-20.9% | $4,663-16.2% |
| Participant deferral / active EE | $14,501 | $8,429+72.0% | $8,071+79.7% | $6,691+116.7% |
| Admin fee / account holder | $15,078 | $15,050+0.2% | $13,005+15.9% | $13,402+12.5% |