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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,001 | $148,623+15.1% | $135,974+25.8% | $139,466+22.6% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 20.16% | 79.30%-59.1pp | 68.30%-48.1pp | 373.66%-353.5pp |
| Employer contribution / active EE | $3,642 | $5,246-30.6% | $4,859-25.0% | $4,754-23.4% |
| Participant deferral / active EE | $15,016 | $8,103+85.3% | $7,760+93.5% | $6,712+123.7% |
| Admin fee / account holder | $888 | $12,406-92.8% | $10,767-91.8% | $11,409-92.2% |