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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,341 | $165,399-34.5% | $149,745-27.6% | $158,982-31.9% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 25.99% | 348.34%-322.3pp | 276.72%-250.7pp | 302.99%-277.0pp |
| Employer contribution / active EE | $3,163 | $5,105-38.0% | $4,646-31.9% | $4,763-33.6% |
| Participant deferral / active EE | $11,255 | $7,183+56.7% | $6,843+64.5% | $5,983+88.1% |
| Admin fee / account holder | $1,351 | $10,811-87.5% | $9,312-85.5% | $11,252-88.0% |