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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,746 | $176,077-57.5% | $159,455-53.1% | $167,518-55.4% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.40% | 331.83%-317.4pp | 263.63%-249.2pp | 478.71%-464.3pp |
| Employer contribution / active EE | $10,735 | $5,298+102.6% | $4,830+122.2% | $4,838+121.9% |
| Participant deferral / active EE | $12,312 | $7,751+58.8% | $7,353+67.4% | $6,342+94.1% |
| Admin fee / account holder | $24,010 | $12,556+91.2% | $10,800+122.3% | $12,312+95.0% |