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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,988 | $162,136-26.0% | $152,301-21.2% | $154,746-22.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.61% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $11,170 | $4,890+128.4% | $4,624+141.5% | $4,379+155.1% |
| Participant deferral / active EE | $8,058 | $8,341-3.4% | $8,004+0.7% | $6,730+19.7% |
| Admin fee / account holder | $656 | $15,759-95.8% | $14,398-95.4% | $14,365-95.4% |