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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $18,876 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC. Service code 27 · EIN 42-1445429 | Advisory (Plan) | $12,956 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,346 | $79,694-83.3% | $96,161-86.1% | $79,393-83.2% |
| Participation rate | 50.0% | 54.0%-4.0pp | 68.4%-18.4pp | 70.7%-20.7pp |
| Annual return | 12.09% | 40.84%-28.8pp | 192.01%-179.9pp | 116.87%-104.8pp |
| Employer contribution / active EE | $568 | $1,443-60.6% | $2,798-79.7% | $2,428-76.6% |
| Participant deferral / active EE | $435 | $2,539-82.9% | $4,349-90.0% | $4,046-89.3% |
| Admin fee / account holder | $159 | $630-74.7% | $5,538-97.1% | $627-74.6% |