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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $33,513 |
Service code 10 · EIN 46-4064364 | Accounting | $14,000 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC. Service code 27 · EIN 42-1445429 | Advisory (Plan) | $10,375 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,546 | $38,365-82.9% | $84,628-92.3% | $65,185-90.0% |
| Participation rate | 80.2% | 55.7%+24.5pp | 68.2%+12.0pp | 70.2%+10.0pp |
| Annual return | 19.79% | 32.00%-12.2pp | 258.80%-239.0pp | 29.38%-9.6pp |
| Employer contribution / active EE | $1,967 | $1,258+56.3% | $2,653-25.8% | $2,177-9.6% |
| Participant deferral / active EE | $522 | $2,278-77.1% | $3,900-86.6% | $3,514-85.1% |
| Admin fee / account holder | $166 | $451-63.3% | $4,914-96.6% | $847-80.4% |