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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,404 | $112,933+84.5% | $90,970+129.1% | $158,982+31.1% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 17.90% | 215.82%-197.9pp | 134.60%-116.7pp | 302.99%-285.1pp |
| Employer contribution / active EE | $8,007 | $2,893+176.7% | $2,122+277.3% | $4,763+68.1% |
| Participant deferral / active EE | $6,463 | $4,128+56.6% | $3,373+91.6% | $5,983+8.0% |
| Admin fee / account holder | $1,542 | $8,047-80.8% | $5,961-74.1% | $11,252-86.3% |