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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,728 | $106,923+96.1% | $84,023+149.6% | $152,909+37.2% |
| Participation rate | 60.0% | 75.3%-15.3pp | 69.0%-9.0pp | 82.5%-22.5pp |
| Annual return | 24.46% | 105.02%-80.6pp | 71.32%-46.9pp | 345.46%-321.0pp |
| Employer contribution / active EE | $4,828 | $2,735+76.5% | $1,984+143.4% | $4,764+1.3% |
| Participant deferral / active EE | $6,414 | $4,013+59.8% | $3,239+98.0% | $5,851+9.6% |
| Admin fee / account holder | $1,865 | $8,289-77.5% | $6,102-69.4% | $11,601-83.9% |