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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,728 | $106,894+96.2% | $84,016+149.6% | $152,870+37.2% |
| Participation rate | 60.0% | 75.2%-15.2pp | 69.0%-9.0pp | 82.4%-22.4pp |
| Annual return | 24.46% | 104.99%-80.5pp | 71.31%-46.9pp | 345.34%-320.9pp |
| Employer contribution / active EE | $4,828 | $2,734+76.6% | $1,983+143.4% | $4,763+1.4% |
| Participant deferral / active EE | $6,414 | $4,011+59.9% | $3,239+98.1% | $5,850+9.6% |
| Admin fee / account holder | $1,865 | $8,286-77.5% | $6,101-69.4% | $11,597-83.9% |