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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,044 | $135,956-24.9% | $123,894-17.6% | $273,972-62.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.73% | 56.63%-49.9pp | 47.52%-40.8pp | 41.46%-34.7pp |
| Employer contribution / active EE | $5,129 | $5,170-0.8% | $4,617+11.1% | $4,869+5.3% |
| Participant deferral / active EE | $10,392 | $6,343+63.8% | $5,984+73.7% | $5,287+96.6% |
| Admin fee / account holder | $7,609 | $9,817-22.5% | $8,357-9.0% | $10,133-24.9% |