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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,914 | $157,304-21.9% | $141,197-12.9% | $152,909-19.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.67% | 64.34%-48.7pp | 71.41%-55.7pp | 345.46%-329.8pp |
| Employer contribution / active EE | $4,679 | $5,263-11.1% | $4,736-1.2% | $4,764-1.8% |
| Participant deferral / active EE | $10,169 | $7,111+43.0% | $6,710+51.5% | $5,851+73.8% |
| Admin fee / account holder | $571 | $12,126-95.3% | $10,265-94.4% | $11,601-95.1% |