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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,080 | $159,978+15.1% | $147,041+25.2% | $145,978+26.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.13% | 98.36%-90.2pp | 419.21%-411.1pp | 550.52%-542.4pp |
| Employer contribution / active EE | $5,081 | $5,288-3.9% | $4,935+3.0% | $4,662+9.0% |
| Participant deferral / active EE | $12,245 | $8,429+45.3% | $8,071+51.7% | $6,690+83.1% |
| Admin fee / account holder | $34,524 | $15,053+129.3% | $13,006+165.4% | $13,400+157.6% |