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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,428 | $165,399+30.2% | $149,745+43.9% | $158,982+35.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.95% | 348.34%-340.4pp | 276.72%-268.8pp | 302.99%-295.0pp |
| Employer contribution / active EE | $4,072 | $5,105-20.2% | $4,646-12.3% | $4,763-14.5% |
| Participant deferral / active EE | $10,257 | $7,183+42.8% | $6,843+49.9% | $5,983+71.4% |
| Admin fee / account holder | $13,037 | $10,811+20.6% | $9,312+40.0% | $11,252+15.9% |