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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,918 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,743 | $95,417-30.1% | $135,974-50.9% | $74,460-10.4% |
| Participation rate | 58.2% | 78.2%-20.0pp | 81.9%-23.7pp | 70.7%-12.6pp |
| Annual return | 21.41% | 32.76%-11.4pp | 68.30%-46.9pp | 34.38%-13.0pp |
| Employer contribution / active EE | $1,068 | $3,878-72.5% | $4,859-78.0% | $2,638-59.5% |
| Participant deferral / active EE | $4,060 | $7,789-47.9% | $7,760-47.7% | $4,530-10.4% |
| Admin fee / account holder | $23 | $266-91.5% | $10,767-99.8% | $348-93.5% |