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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,419 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,698 | $100,801-55.7% | $149,745-70.2% | $73,412-39.1% |
| Participation rate | 66.1% | 77.7%-11.6pp | 82.5%-16.4pp | 72.2%-6.1pp |
| Annual return | 17.52% | 265.34%-247.8pp | 276.72%-259.2pp | 59.30%-41.8pp |
| Employer contribution / active EE | $944 | $3,312-71.5% | $4,646-79.7% | $2,234-57.7% |
| Participant deferral / active EE | $3,305 | $6,404-48.4% | $6,843-51.7% | $3,806-13.2% |
| Admin fee / account holder | $12 | $181-93.4% | $9,312-99.9% | $158-92.4% |