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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,359 | $176,077+34.8% | $159,455+48.9% | $167,518+41.7% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 11.14% | 331.83%-320.7pp | 263.63%-252.5pp | 478.71%-467.6pp |
| Employer contribution / active EE | $2,791 | $5,298-47.3% | $4,830-42.2% | $4,838-42.3% |
| Participant deferral / active EE | $9,266 | $7,751+19.5% | $7,353+26.0% | $6,342+46.1% |
| Admin fee / account holder | $8,676 | $12,556-30.9% | $10,800-19.7% | $12,312-29.5% |