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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,523 | $165,399+27.3% | $149,745+40.6% | $158,982+32.4% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 13.74% | 348.34%-334.6pp | 276.72%-263.0pp | 302.99%-289.2pp |
| Employer contribution / active EE | $2,567 | $5,105-49.7% | $4,646-44.8% | $4,763-46.1% |
| Participant deferral / active EE | $6,637 | $7,183-7.6% | $6,843-3.0% | $5,983+10.9% |
| Admin fee / account holder | $7,586 | $10,811-29.8% | $9,312-18.5% | $11,252-32.6% |