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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,952 | $181,896-86.8% | $156,551-84.7% | $273,972-91.3% |
| Participation rate | 42.9% | 88.4%-45.5pp | 84.0%-41.2pp | 83.0%-40.2pp |
| Annual return | -14.35% | 30.74%-45.1pp | 32.23%-46.6pp | 41.46%-55.8pp |
| Employer contribution / active EE | $3,987 | $6,248-36.2% | $5,501-27.5% | $4,869-18.1% |
| Participant deferral / active EE | $3,044 | $5,550-45.2% | $4,871-37.5% | $5,287-42.4% |
| Admin fee / account holder | $154 | $15,560-99.0% | $13,028-98.8% | $10,133-98.5% |