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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,879 | $202,342-52.1% | $172,753-43.9% | $152,909-36.6% |
| Participation rate | 25.0% | 87.1%-62.1pp | 82.6%-57.6pp | 82.5%-57.5pp |
| Annual return | 16.97% | 1029.88%-1012.9pp | 803.00%-786.0pp | 345.46%-328.5pp |
| Employer contribution / active EE | $1,862 | $5,857-68.2% | $5,144-63.8% | $4,764-60.9% |
| Participant deferral / active EE | $3,070 | $5,948-48.4% | $5,198-40.9% | $5,851-47.5% |
| Admin fee / account holder | $5,417 | $17,112-68.3% | $13,956-61.2% | $11,601-53.3% |