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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,196 | $162,136-29.6% | $152,301-25.0% | $154,746-26.2% |
| Participation rate | 91.3% | 84.1%+7.2pp | 82.4%+8.9pp | 80.7%+10.6pp |
| Annual return | 17.40% | 91.02%-73.6pp | 80.50%-63.1pp | 172.34%-154.9pp |
| Employer contribution / active EE | $4,706 | $4,890-3.8% | $4,624+1.8% | $4,379+7.5% |
| Participant deferral / active EE | $13,185 | $8,341+58.1% | $8,004+64.7% | $6,730+95.9% |
| Admin fee / account holder | $8,970 | $15,759-43.1% | $14,398-37.7% | $14,365-37.6% |