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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,477 | $198,457-66.0% | $170,435-60.4% | $147,586-54.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.29% | 257.30%-239.0pp | 205.94%-187.6pp | 578.59%-560.3pp |
| Employer contribution / active EE | $1,700 | $6,183-72.5% | $5,432-68.7% | $4,876-65.1% |
| Participant deferral / active EE | $7,239 | $5,629+28.6% | $4,939+46.5% | $5,439+33.1% |
| Admin fee / account holder | $652 | $16,852-96.1% | $13,881-95.3% | $10,886-94.0% |