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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,855 | $148,629-53.0% | $135,982-48.6% | $139,487-49.9% |
| Participation rate | 95.2% | 83.9%+11.4pp | 81.9%+13.3pp | 80.3%+14.9pp |
| Annual return | 19.31% | 79.33%-60.0pp | 68.32%-49.0pp | 373.84%-354.5pp |
| Employer contribution / active EE | $5,285 | $5,247+0.7% | $4,859+8.8% | $4,755+11.1% |
| Participant deferral / active EE | $12,401 | $8,102+53.1% | $7,760+59.8% | $6,713+84.7% |
| Admin fee / account holder | $2,329 | $12,406-81.2% | $10,767-78.4% | $11,407-79.6% |