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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,148 | $81,331+543.2% | $155,534+236.4% | $80,935+546.4% |
| Participation rate | 92.6% | 66.3%+26.3pp | 78.2%+14.4pp | 67.7%+24.9pp |
| Annual return | 13.87% | 33.37%-19.5pp | 64.92%-51.0pp | 35.66%-21.8pp |
| Employer contribution / active EE | $19,810 | $3,105+538.1% | $4,675+323.8% | $2,757+618.6% |
| Participant deferral / active EE | $15,526 | $3,454+349.5% | $5,630+175.8% | $4,299+261.1% |
| Admin fee / account holder | $31,598 | $7,999+295.0% | $15,900+98.7% | $6,924+356.3% |