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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,681 | $77,908+500.3% | $149,696+212.4% | $75,173+522.1% |
| Participation rate | 73.5% | 65.6%+7.9pp | 78.8%-5.2pp | 67.2%+6.3pp |
| Annual return | 20.71% | 31.73%-11.0pp | 134.46%-113.7pp | 160.72%-140.0pp |
| Employer contribution / active EE | $15,156 | $3,138+383.0% | $4,821+214.4% | $2,671+467.5% |
| Participant deferral / active EE | $11,272 | $3,411+230.5% | $5,682+98.4% | $4,126+173.2% |
| Admin fee / account holder | $1,029 | $5,950-82.7% | $13,212-92.2% | $5,651-81.8% |