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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,841 | $217,432+134.5% | $185,849+174.3% | $167,536+204.3% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 15.07% | 148.42%-133.4pp | 122.10%-107.0pp | 478.82%-463.7pp |
| Employer contribution / active EE | $19,019 | $5,875+223.8% | $5,169+268.0% | $4,839+293.0% |
| Participant deferral / active EE | $14,107 | $6,357+121.9% | $5,569+153.3% | $6,342+122.4% |
| Admin fee / account holder | $1,491 | $19,818-92.5% | $16,244-90.8% | $12,315-87.9% |