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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,627 | $190,862+84.8% | $159,991+120.4% | $134,509+162.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -12.04% | 552.59%-564.6pp | 408.82%-420.9pp | 418.13%-430.2pp |
| Employer contribution / active EE | $15,131 | $4,995+202.9% | $4,225+258.1% | $4,741+219.2% |
| Participant deferral / active EE | $15,784 | $6,924+128.0% | $6,183+155.3% | $6,400+146.6% |
| Admin fee / account holder | $655 | $10,495-93.8% | $8,715-92.5% | $11,427-94.3% |