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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,479 | $232,540+22.3% | $185,117+53.7% | $147,586+92.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 11.44% | 43.03%-31.6pp | 40.50%-29.1pp | 578.59%-567.2pp |
| Employer contribution / active EE | $17,478 | $5,195+236.4% | $4,182+318.0% | $4,876+258.4% |
| Participant deferral / active EE | $15,350 | $5,834+163.1% | $5,045+204.3% | $5,439+182.2% |
| Admin fee / account holder | $9,243 | $10,275-10.0% | $8,159+13.3% | $10,886-15.1% |