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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,130 | $148,582+14.5% | $135,942+25.1% | $139,456+22.0% |
| Participation rate | 92.3% | 83.9%+8.5pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 16.49% | 79.26%-62.8pp | 68.28%-51.8pp | 373.45%-357.0pp |
| Employer contribution / active EE | $2,318 | $5,245-55.8% | $4,858-52.3% | $4,753-51.2% |
| Participant deferral / active EE | $4,619 | $8,101-43.0% | $7,759-40.5% | $6,711-31.2% |
| Admin fee / account holder | $4,565 | $12,402-63.2% | $10,764-57.6% | $11,407-60.0% |