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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,956 | $165,381-16.0% | $149,730-7.2% | $158,966-12.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.18% | 348.29%-335.1pp | 276.70%-263.5pp | 302.95%-289.8pp |
| Employer contribution / active EE | $5,538 | $5,104+8.5% | $4,645+19.2% | $4,762+16.3% |
| Participant deferral / active EE | $17,035 | $7,182+137.2% | $6,843+148.9% | $5,983+184.7% |
| Admin fee / account holder | $2,193 | $10,809-79.7% | $9,310-76.4% | $11,250-80.5% |